Why timing matters in Georgia
Georgia foreclosures usually happen outside of court, and sales are held on the first Tuesday of the month. That means things can move faster than people expect once the process starts. The earlier you look at your options, the more of them you have.
Options worth looking at
Selling is not always the right answer. Before you decide, it is worth knowing what else is available.
- Calling your lender about a repayment plan, forbearance, or loan modification
- Talking with a HUD-approved housing counselor, which is free
- Speaking with an attorney about your specific situation
- Selling the house, which may let you pay off the loan and keep any remaining equity
How we can help if selling is right
If selling makes sense, we can make a fair, as-is offer quickly and work toward a closing date that fits your situation. At closing, the mortgage is paid off from the sale, and if there is money left over, it goes to you.
We can also help with the parts that feel overwhelming right now: clearing out the house, planning your move, and walking through every document before you sign. No fees from us, and no repairs.
We will be straight with you. If we do not think a sale will help, we will say so.